Medicaid Qualification in Alabama is Difficult
The Stress of trying to complete a Medicaid application during a medical crisis is off-the-charts.
Qualification is difficult and so is filling out the Medicaid application. Over the years, we have helped many families through the Medicaid Qualification and application process. One thing has become crystal clear: planning ahead is much, much better for everyone than trying to go through the Medicaid eligibility process during an emergency.
What is Medicaid?
Medicaid, not Medicare, is the government program that pays for nursing home care. Medicaid is a collaboration between state and federal government to provide healthcare coverage to Americans who meet certain requirements. Individual states administer the program pursuant to federal regulations. State and federal governments provide the funding for the program.
Medicaid Qualification in Alabama
Elderly and disabled applicants who seek to qualify for Medicaid benefits to cover nursing home care must meet the following requirements:
- Your Income must not exceed $2,205 per month. The monthly income limit is adjusted every year in January, so this amount is subject to change.
- A single person cannot have must more than $2,000 in assets on the first day of the month. Typically, cash, bank accounts,
cashvalue of life insurance, and investment income are considered ‘resources.’ Some items are not counted as resources, including:household goods and personal effects, items related to burial, one car if used by a family member, and some real property.
Special circumstances apply, especially if the person entering the nursing home is married. There are also exceptions which we can explain when we help with your Medicaid planning.
Additionally, if an individual’s monthly income exceeds the limit set by Medicaid, excess income may be paid into a Miller Trust. Also known as a Qualified Income Trust or Medicaid Income Trust, money placed in the trust can be used by a trustee to pay certain expenses like:
- Your share of the nursing home costs as determined by Medicaid;
- Items that meet personal needs; and
- A spouse’s monthly maintenance.
Many people confuse Medicaid with Medicare. Medicare does not pay for day-to-day skilled care on a
As with any government program, Medicare requires forms and supporting documents. Limitations apply, so not everyone will be eligible for Medicare.
While they often get confused, Medicare and Medicaid are two vastly different programs that have different qualifications and pay for different levels of care.
We Can Help with Medicaid Qualification Planning.
When you need an advocate who understands the Medicaid process, contact Bill Miller at Miller Estate and Elder Law. Call us at 256-472-1900 or use our Contact Form to let us know you’re ready to get started.
This Guide to Alabama Medicaid Qualification Could be Worth Thousands of Dollars – Download Your Free Copy Today!
“We started with a group of lawyers and helpers and ended with new friends! Everyone was so nice and friendly, even outside the office, and you always knew us by name. You were very professional, helpful with all questions and you put things on a human level.”
Wendell & Martha
“I am very satisfied and optimistic about what will happen to my children and my assets after my death.
“We expected a complete estate established that protects our assets and we received that protection. Your firm did an excellent job!”
“Bill and Mary were very much people persons. Your firm is competent as well as personable.”
Charles & Susie
“Working with you (Miller Estate and Elder Law) has been a pleasant experience.”
Chris & Dot
“I got a firm that was caring, understanding and knowledgeable. No one can beat Miller Estate and Elder Law Attorneys!!”
818 Leighton Ave.
Anniston, AL 36207
2100 Southbridge Parkway; Suite 650
Birmingham, AL 35209
A decision on legal services is important, and should not be based solely on advertisement.
No representation is made that the quality of the legal services to be performed is greater than the quality of the legal services performed by other lawyers.
Please be aware that sending an e-mail to Miller Estate and Elder Law, does not create an attorney-client relationship and that you