Paying for Long Term Care

Paying for long term care is a huge issue for many families.  Our population is aging, and long-term care is becoming a reality for many people. Senior citizens often grow frail, and require more assistance with their day-to-day activities. Sometimes the level of help required is more than their families can provide.  When this happens, paying for long term care becomes an immediate concern.

Long-term care may be needed 24/7 for months or years. In-home nursing care, residence at an assisted living facility, and residential care offered in nursing homes are all considered long-term care. As you might expect, this type of care is expensive. In fact, nursing home care in the Anniston area can cost around $6,000 a month and more than $7,000 a month in Birmingham. In-home care and assisted living may be less expensive, but the cost becomes a burden for most families.  Paying for long term care becomes a huge concern for many families.

Chances are good that you or someone you love will eventually need long-term health care.

And paying for that care may take every asset you own.

That’s the bad news.

The good news?

There are ways to protect your property from the high cost of nursing home care. One of the best methods is through asset protection planning.

Asset Protection Planning

Don’t worry. Asset protection does not mean you will be hiding your assets or doing anything illegal.

It simply means we will use tried-and-true strategies for paying for your long term care while leaving as much money as possible for your heirs and make sure your spouse is not left destitute.

Trusts, life insurance and annuities, and asset exemptions are only a few of the methods available to you.

Planning for Long-Term Care

Most people will have trouble paying for long term care, especially extended nursing care. That’s why it’s so important to discuss long term care planning with your attorney.  The sooner you start, the more we can protect.

Call us at 256-472-1900 or use our Contact Form to let us know you’re ready to start planning for long term care.

Contact Us


“We started with a group of lawyers and helpers and ended with new friends! Everyone was so nice and friendly, even outside the office, and you always knew us by name. You were very professional, helpful with all questions and you put things on a human level.”

Wendell & Martha

“I am very satisfied and optimistic about what will happen to my children and my assets after my death. Mr. Miller explained everything to me and gave me information to help me make these decisions. You’re outstanding and I am completely satisfied with the results of my encounter with this firm.”


“We expected a complete estate established that protects our assets and we received that protection. Your firm did an excellent job!”

Hayward & Naldia

“Bill and Mary were very much people persons. Your firm is competent as well as personable.”

Charles & Susie

“Working with you (Miller Estate and Elder Law) has been a pleasant experience.”

Chris & Dot

“I got a firm that was caring, understanding and knowledgeable. No one can beat Miller Estate and Elder Law Attorneys!!”


Miller Estate and Elder Law


Anniston Office

818 Leighton Ave.
Anniston, AL 36207

Birmingham Office

2100 Southbridge Parkway; Suite 650
Birmingham, AL 35209


A decision on legal services is important, and should not be based solely on advertisement.

No representation is made that the quality of the legal services to be performed is greater than the quality of the legal services performed by other lawyers.

Please be aware that sending an e-mail to Miller Estate and Elder Law, does not create an attorney-client relationship and that you therefore are not entitled to have us treat the information contained in such an e-mail as confidential. An attorney-client relationship is not created until we consider potential conflicts of interest, agree to represent you, and confirm our representation in a written engagement letter to you. If you are interested in establishing an attorney-client relationship, we invite you to call or visit with us.