fbpx
3 Types of Long-Term Care

3 Types of Long-Term Care

by | Nov 11, 2024 | Aging Parents, Blog, Elder Care Planning, Estate Planning, Long-Term Care

2024 Presidential Election

As we get older, we might find it harder to tackle everyday tasks, and that’s where long-term care comes in to provide support and manage quality of life. It’s not just about physical health; it’s also about feeling good emotionally and staying as independent as possible. Long-term care can help with tasks such as eating, bathing, mobility, and running errands, while still giving you or your loved one flexibility and independence to live their lives.

About 70% of people 65 years and older will need some form of long-term care in their lives, and it can be confusing to know what kinds of care should be considered. So whether it’s for you or a loved one, here are three of the more common forms of long-term care you may one day find yourself considering.

Three Types of Long-Term Care to Consider

Assisted Living

Assisted living facilities provide care for older adults who need help with daily activities but don’t require constant health assistance. These communities typically offer a variety of assistance levels, making them a flexible option depending on what individuals may need at different stages of aging. It can vary from 24/7 supervision to more independent setups where help is available when needed. This flexibility allows one to choose between living alone or in a group, depending on the care required. Many 55+ communities also fall into this category, where residents can enjoy independent living while having assistance with tasks like meal preparation, housekeeping, and personal care as their needs change.

Skilled Nursing Facilities

Also known as nursing homes, these establishments are ideal for those who require constant medical care and supervision. These facilities staff trained nurses who provide various services, like rehabilitation therapy, personal care, dietary services, and social activities. Skilled nursing facilities are ideal for those who are managing more serious health issues or injuries that require ongoing care and support.

Home & Community-Based Services

For many people, receiving long-term care in the comfort of their own home is their first preference. Home and community-based services allow individuals to remain independent while receiving the essential support needed. These services can include personal care assistants who help with daily tasks, meal delivery programs, transportation services, and adult day care centers. This option can often be more cost-effective than moving into a care facility, as it allows one to live in their own home.

Planning for the future and evaluating the options available for long-term care is a necessary step of aging. While the future is uncertain, and aging might bring up some unexpected challenges, it’s essential to have a strategy in place to protect your hard-earned assets and your health. By exploring your options now, you can ensure that you or your loved ones receive the proper care.

Contact Miller Estate and Elder Law

If you are looking into long-term care options, the experienced attorneys at Miller Estate and Elder Law are here to help guide you through the process. Contact us today at (256) 251-2137 or by filling out the form below.

Subscribe to Our Blog

Contact Us

256-472-1900

bill@millerestateandelderlaw.com

Has a Parent Received a Dementia Diagnosis? Here Are Your First Steps to Take

Has a Parent Received a Dementia Diagnosis? Here Are Your First Steps to Take

by | Aug 28, 2024 | Blog, Elder Care Planning, Estate Planning

Estate Planning for Young Couples

Receiving a dementia diagnosis for a parent or partner can be both overwhelming and heartbreaking. It’s a reality that brings emotional strain and a whirlwind of practical considerations. Navigating this new chapter in your life can seem daunting, but taking the proper steps early on can make a significant difference. Here’s a guide to help you manage this journey with ease.

 

Step 1: Balancing Caregiving with Your Own Needs

Caring for a parent with dementia is a huge responsibility, but it’s crucial to balance caregiving with your own needs and responsibilities. Caregiver burnout is a real concern and can lead to physical and emotional exhaustion. Recognize the signs, which include feeling overwhelmed, isolated, and neglecting your own needs. Additional symptoms can involve changes in appetite or sleep patterns, irritability, and physical issues such as headaches or stomach problems.

To combat burnout:

  1. Prioritize self-care by asking for help from family, friends, or professional caregivers.
  2. Set realistic expectations for yourself and use available resources to manage day-to-day tasks efficiently.
  3. Remember, taking time for your well-being is essential—exercise, pursue hobbies, and seek support when needed.

Here are some additional tips for caring for yourself and your loved one.

 

Step 2: Preparation and Awareness

Proper preparation can significantly ease the burden of dementia care. Start by ensuring that crucial legal documents, such as a Durable Power of Attorney and an Advance Healthcare Directive, are in place. These documents help manage your loved one’s financial and medical decisions when they can no longer do so themselves.

Additionally, ensure all relevant professionals—financial advisors, doctors, and attorneys—are informed about your loved one’s diagnosis and work together in their care approach. Explore various care options, from in-home care to assisted living and nursing homes, and consider how to finance these services through insurance, benefits, or Medicaid.

Tune in to this podcast, where Bill outlines in detail the crucial steps to take after a dementia diagnosis to protect your family.

 

Step 3: Legal Documents to Have in Place

Addressing legal matters quickly provides peace of mind and ensures your parent’s wishes are honored. Here are the essential documents you should consider:

  1. Durable Power of Attorney: This document allows you to make financial decisions on your loved one’s behalf if they become unable to do so. Without it, you may face lengthy and costly legal processes like guardianship or conservatorship.
  2. Estate Plan: An estate plan manages your loved one’s assets and investments according to their wishes. It helps protect their estate and provides clear directions on handling their assets.
  3. Living Will or Advance Health Care Directive: This document outlines your loved one’s medical treatment preferences when they can no longer communicate their wishes. It ensures that their healthcare decisions are respected.

Addressing these legal aspects can ease the process. Secure the future of your loved one by reading this blog for valuable information.

 

Gain Access to our FREE Webinar

Navigating your loved one’s dementia journey can be overwhelming, but you don’t have to face it alone. We’re here to help! We’ve created a FREE 15-minute webinar, Navigating Your Parent’s Dementia Journey: 3 Proven (and Panic-Free) Steps, to support you through this challenging time

Subscribe to Our Blog

Contact Us

256-472-1900

bill@millerestateandelderlaw.com

How Your Marriage May Change When Your Spouse Has Alzheimer’s

How Your Marriage May Change When Your Spouse Has Alzheimer’s

by | Jul 25, 2024 | Blog, Elder Care Planning, Estate Planning

Your Child Turning 18 is a Big Deal, Here's Why

Receiving the news that your spouse has Alzheimer’s disease marks the beginning of a challenging journey filled with intense emotional and significant life adjustments. As you navigate this new reality, you may face unfamiliar roles and responsibilities, from managing daily tasks to providing increasing levels of care. Understanding how life with Alzheimer’s will change can help you adapt, offer the proper support, and maintain a loving connection with your spouse.

Changes in Roles and Seeking Support

An Alzheimer’s diagnosis will inevitably lead to significant changes in your relationship dynamic. As the disease progresses, your role may shift from partner to primary caregiver. Tasks that your spouse once managed independently, such as finances or household chores, may now fall on your shoulders. It’s crucial to anticipate these changes early on and seek support from family, friends, or professionals who can provide an extra helping hand. One of the best ways to take care of yourself and your spouse is to reach out and ask for support wherever you need it. Beyond seeking support, you may find comfort in establishing a routine and educating yourself further on the disease.

Maintaining Your Mental Health

Caring for a spouse with Alzheimer’s can take a toll on your mental well-being. It’s essential to prioritize self-care among the demands of caregiving. Ensure you get enough rest, eat well, and exercise regularly to maintain your physical health, which directly impacts your mental health. Don’t hesitate to lean on your support network—friends, family, or counselors—who can offer emotional support. Taking care of yourself by staying active and enjoying your usual hobbies can help alleviate stress and keep you in a healthy mindset, which will in turn help you better care for your spouse.

Adapting to a Different Life Together

As Alzheimer’s progresses, your relationship with your spouse will evolve. Communication may become more challenging as their abilities decline, impacting both emotional and physical intimacy. It’s important to find new ways to connect and enjoy life together. Engage in activities that your spouse can still enjoy, such as listening to music together or going on walks. Remember to be patient and compassionate, recognizing that their behavior and physical activity will change due to the disease.

Updating Your Estate Plan

Facing Alzheimer’s ensures the need to update legal and financial documents promptly. Ensure necessary paperwork—including wills, power of attorney, and healthcare directives—reflects current wishes and arrangements. Consult with our legal team or a trusted estate planning firm for legal and financial guidance to navigate these updates effectively. Addressing these matters early can ease future uncertainties and ensure your spouse’s wishes are honored.

Contact Miller Estate and Elder Law

The experienced attorneys at Miller Estate and Elder Law are here to help guide you through the new life changes Alzheimer’s may bring. Contact us today at (256) 251-2137 or by filling out the form below.

Subscribe to Our Blog

Contact Us

256-472-1900

bill@millerestateandelderlaw.com

Assisted Living vs. In-Home Care: Which is Better for You?

Assisted Living vs. In-Home Care: Which is Better for You?

by | Apr 19, 2024 | Blog, Elder Care Planning, Estate Planning

Assisted Living vs. In-Home Care: Which is Better for You?

If you have aging parents or other loved ones, you know what a difficult situation it can be. Your parents have always cared for you, and it can be painful to see them no longer able to take care of themselves. In addition to the mental anguish that can come with their aging, you may also find yourself having to make some tough choices. Among these choices, one of the most important—and most difficult—can be whether to hire in-home care for your loved ones or whether to move them to an assisted living facility where they can receive around-the-clock attention.

Pros and Cons of Assisted Living and In-Home Care

There are many factors that will influence your decision about which option is best for you and your family. These may include the self-sufficiency of your parents, your parents’ comfort, and the cost of each option, among other factors. There is no definitive answer to the question of assisted living vs. in-home care; everyone’s situation and needs are different.

Advantages and Disadvantages of Assisted Living

Assisted living facilities offer several advantages over other treatment options. These advantages mostly have to do with the level of service they provide. Assisted living facilities offer patients daily services, including prepared meals, help with medication, housekeeping services, and different levels of assistance with daily living activities, such as bathing or dressing. Although they do not offer the same level of healthcare supervision as a nursing home, assisted living facilities do offer 24/7 staff assistance should the patient need it, unlike most in-home options. In addition, assisted living facilities offer the patient the advantage of socialization and can prevent them from feeling isolated.

The chief disadvantage of assisted living facilities is the cost, which can be quite hefty. If you are considering assisted living options for your parents or other loved ones, there are resources that can help, such as Medicaid. While Medicaid will not cover the room and board associated with assisted living, it does offer home and community-based waiver services that can help defray some of the costs of the facility.

Advantages and Disadvantages of In-Home Care

In-home care is a cheaper, but less comprehensive, option than assisted living. If your parent does not require the more extensive services offered by assisted living, then in-home care can be a great way for them to receive the help they need, while remaining in a comfortable, familiar environment. In-home care also offers greater privacy than an assisted living facility and allows the patient to maintain their independence. Finally, it is usually a considerably more affordable option than assisted living—and financial assistance may be available as well. If your parent needs greater levels of care, however, in-home treatment may not be sufficient, and an assisted living facility may be a much more suitable option.

Contact Miller Estate and Elder Law

If you have any questions about what care option is best for your family—and how to go about paying for it—the experienced attorneys at Miller Estate and Elder Law are here to help. Download our free guide to Caring for Aging Parents or contact us today at (256) 251-2137 or by filling out the form below.

Subscribe to Our Blog

Contact Us

256-472-1900

bill@millerestateandelderlaw.com

My Mom Has Dementia… Can She Sign Legal Documents?

My Mom Has Dementia… Can She Sign Legal Documents?

by | Apr 3, 2024 | Blog, Elder Care Planning, Estate Planning

My Mom Has Dementia... Can She Sign Legal Documents?

Dealing with a loved one’s dementia can be an extremely tough situation. First of all, seeing a parent suffer from memory loss is often a heart-wrenching, emotional experience. But on top of all that, there are numerous legal questions that need to be addressed. Understanding a loved one’s wishes when they begin to suffer from the symptoms of dementia can be a difficult process, which is why it’s best to ensure that all of their documents are in place while they are still well. Afterwards, the question of their legal ability to sign documents becomes much trickier.

Can a Person with Dementia Sign Legal Documents?

If a parent is suffering from dementia and has not yet written a will or finalized their estate plan, this can put your family in a touchy position. You may wonder if it’s too late or if they are still legally able to draft and sign documents. The truth is that it depends on how advanced their dementia is and how lucid they remain.

In the state of Alabama, the standards used to determine an individual’s “legal capacity” to sign a document depend on the nature of the individual document. For example, if a person wishes to sign a durable power of attorney, giving decision-making powers to a trusted individual, the person needs only to be able to comprehend their own actions in signing the document. If, however, they are looking to execute a will, the standards are higher. They must be able to understand the nature and extent of their property as well as the identity of their intended recipients. Generally, a legal determination that is heavily informed by a medical assessment will be made—which determines whether or not a person is capable of knowingly signing a specific document before the signing can be carried out.

Preparing for the Future

Because you never know when you or a loved one may become incapacitated or otherwise become unable to make decisions, it’s important to be prepared. Drafting a will or establishing a trust, as well as filling out your healthcare documents, can let you and your family rest easy should anything happen. Among the most important healthcare documents to have in place are a durable power of attorney for finances and an advanced directive for healthcare.  An advanced directive contains a living will which has instructions about your medical treatment and end of life decisions.  The advanced directive also names a healthcare proxy who will be charged with making medical decisions on your behalf should you become unable to do so.

Contact Miller Estate and Elder Law

If you have any questions about a loved one suffering from dementia, the experienced attorneys at Miller Estate and Elder Law are here to help. Fill out the form below and someone will contact you shortly.

For more information, download our free e-book, You’re Not Alone: Living with Dementia

Subscribe to Our Blog

Contact Us

256-472-1900

bill@millerestateandelderlaw.com

Ensuring Your Estate Plan Reflects Nursing Home Care for Your Spouse

Ensuring Your Estate Plan Reflects Nursing Home Care for Your Spouse

by | Mar 15, 2024 | Blog, Elder Care Planning, Estate Planning

Estate Plan

As life unfolds, circumstances change, and one such significant change can be the transition of a spouse into a nursing home. While this shift undoubtedly brings about emotional and logistical challenges, it’s also a critical moment to reassess and update your estate plan. At Miller Estate and Elder Law, we understand the complexities involved in such transitions, which is why we emphasize the importance of ensuring that your estate plan aligns with this new phase of life.

Financial Preparedness:

One of the foremost considerations when a spouse enters long-term care is the financial aspect. Nursing home costs can be substantial, and without proper planning, they can quickly deplete your assets. Updating your estate plan allows you to explore strategies for managing these expenses while safeguarding your family’s financial future. From reviewing insurance coverage to establishing trusts or revising beneficiary designations, there are various avenues to secure your assets and ensure they are used efficiently to cover care costs.

Medical and Power of Attorney Provisions:

Beyond financial matters, it’s crucial to address the medical and decision-making aspects of your estate plan. Designating a durable power of attorney for healthcare enables you to appoint a trusted individual to make medical decisions on behalf of your spouse if they become incapacitated. This ensures that their healthcare preferences are honored and that critical decisions are made in line with their wishes.

Furthermore, updating advance directives, such as living wills, allows you to outline specific medical treatments or interventions your spouse may or may not want in certain situations. These documents provide clarity for healthcare providers and alleviate the burden on family members during emotionally challenging times.

Joint Decision-Making:

Navigating the complexities of a spouse’s transition to a nursing home often involves joint decision-making. Whether it’s determining the most suitable care facility or managing financial accounts, spouses play a pivotal role in each other’s care journey. Updating your estate plan provides an opportunity to reaffirm each other’s roles and responsibilities, ensuring that both parties are empowered to make informed decisions and advocate for one another’s best interests.

At Miller Estate and Elder Law, we recognize that every family’s situation is unique, and there is no one-size-fits-all approach to estate planning. Our team is dedicated to guiding you through this process with compassion, expertise, and personalized attention. By proactively updating your estate plan to reflect your spouse’s nursing home care needs, you can gain peace of mind knowing that you have taken proactive steps to protect your family’s future.

As you navigate this challenging transition, remember that you don’t have to do it alone. Contact us today to schedule a consultation and let us help you navigate the complexities of estate planning during this important time.

Subscribe to Our Blog

Contact Us

256-472-1900

bill@millerestateandelderlaw.com