A job transfer took Harriet from Michigan to Alabama. The move was stressful, as most moves are. However, Harriet’s relocation was more complex than most. As an only child, Harriet was the only source of reliable help for her mother, who lived in a nursing home in Michigan. Harriet began making plans to move her Mother, but was concerned about her Medicaid benefits.
Medicaid Benefits
Although the funds for Medicaid flow from the federal government, individual states act as administrators of those funds. However, states are allowed to customize some rules and regulations. This flexibility means the rules for receiving Medicaid differ depending on your state of residence.
Fortunately, there are processes in place to move a Medicaid recipient from one state to another. Unfortunately, that process is not as easy as it could be.
Not Exactly a Transfer
First, the Medicaid coverage in the former state cannot just be transferred to the new state. Each state has different eligibility rules, and the recipient must meet the requirements of the new state. Also, Medicaid recipients are not allowed to have coverage in more than one state. So, establishing residency in the new state is the first step. The recipient then can cancel coverage from their former state and apply for Medicaid in their new state.
Requirements Related to Moving
The good news is that it’s probably not impossible to qualify for Medicaid in a new state. Although requirements vary, most states eligibility requirements are similar. A person who is already qualified for Medicaid in one state stands a good chance of qualifying in another state.
No length of residency requirement. States are not allowed to place length of residency requirements on applicants. An applicant can establish residency simply by moving to the new state.
Coverage can be retroactive. Naturally, it takes some time to get approval from the new state’s Medicaid agency. Fortunately, there should be no gap in coverage because Medicaid can be granted retroactively.
Maintain Medicaid Coverage During a Move.
Harriet was able to safely move her mother to a nursing home in Alabama. She cancelled the Michigan Medicaid benefits and immediately applied for Alabama Medicaid. Her mother’s application was approved, and her coverage continued.
Do you or a loved one need Medicaid assistance? Schedule an appointment with one of the qualified elder law attorneys at Miller Estate and Elder Law Our phone number 256-251-2137. Or you may choose to use our Contact Form to get started on your path to peace of mind.