fbpx

Can you imagine letting a stranger make decisions that affect your loved ones? That’s what happens, however, when you pass away without leaving a valid Will. Like it or not, most if not all of your estate will go through probate. Without the guidance and instructions of your Will, a judge will decide how your estate will be distributed according to the intestacy laws of Alabama. Why let the state do your estate planning when you can do it yourself?

What Is Intestacy?

Intestacy is just a word that means someone died without leaving a Will. Even though there’s no Will, a deceased person’s estate will become probate estate assets – with some exceptions. For example:

  • Beneficiary Designations. Financial accounts and insurance policies may name beneficiaries who will receive the funds in the account outside of the probate proceeding.
  • Property Titles. Property may be owned jointly. If property is owned jointly with right of survivorship, the property typically becomes the sole property of the surviving owner(s) upon one owner’s death.
  • Trusts. The deceased person may have transferred property to one or more trusts. Trust assets may pass to beneficiaries immediately upon the death of the trust grantor, depending on the terms of the trust.

Other assets typically become part of the probate estate. If there’s no Will, property passes according to Alabama law.

Sometimes, that’s a problem.

How Does Property Pass If There’s No Will?

If there’s a surviving spouse, then he or she typically is entitled to at least part of the estate. The Alabama Probate Code lays out the following progression:

  • When the decedent left children behind, the estate passes based on whether they are the children of the surviving spouse also.
  • When the decedent was not surviving by spouse or children, then his or her parents will inherit.
  • If there are parents either, then to the children of the decedent’s parents. Usually, that will be the decedent’s siblings.
  • And so it goes. Next in line would be the grandparents, then descendants of the grandparents.
  • If there are no heirs, then the estate passes to the State of Alabama.

This is a simple explanation of laws that can be quite complicated.

It’s all carefully spelled out in the Alabama Probate Code. However, the person who passed away may not have wanted their estate to be distributed according to state law. By failing to leave a Will, though, the decedent lost the opportunity to state how their estate would be distributed.

Avoiding Intestacy

It’s fairly simple – prepare and sign an estate plan! Then remember to review it every so often and definitely after any kind of major life event.

The attorneys at Miller Estate and Elder Law help clients like you develop estate plans that meet their needs. For a free consultation, contact us at 256-251-2137 or use our convenient Contact Form. We also offer free workshops and guides with more information about topics that matter to you. Although we’re located in Anniston, we also help clients in the Birmingham, Gadsden, Hoover, Talladega, Vestavia Hills, and surrounding areas.